Innovation in the cryptoactive market continues to advance with Homium, a home equity line of credit (HELOC) tokenization platform, standing out after securing a significant investment of US$10 million in its most recent Series A financing round. The investment was led by Sorenson Impact Group and Blizzard, reinforcing confidence in the disruptive potential of Homium, which operates on the Avalanche platform.

Homium proposes a viable alternative for owners who seek financial resources based on the value accumulated in their properties, but who prefer not to increase their monthly debt. The company allows owners to pledge a portion of the future appreciation of their properties as collateral to obtain credit, which can be used for purposes such as home maintenance, debt consolidation or succession planning.

Tommy Mercein, CEO of Homium, highlights the relevance of the model to the market: “We are building a valuable new asset class for institutional investors, offering a source of uncorrelated and inflation-protected returns.”

The tokens generated by Homium differ from conventional cryptocurrencies. They are actually debt securities that adhere to SEC Rule 144A, designed for institutional investors, and secured by second mortgages. Homium’s system ensures that each property involved is rigorously evaluated, providing an extra layer of security and transparency for investors.

Homium’s patented technology allows real-time monitoring of loan values, ensuring complete transparency and immediate securitization of the note from its inception, which provides a clear view of the current value and appreciation prospects of the properties securing the loans .

With investments of around US$50 million allocated to tokenization protocols that focus on real estate and collectibles, Avalanche reinforces its commitment to expanding and diversifying the use of blockchain in the real estate sector. This movement reflects the growing realization of the potential of tokenization as a vital tool for the evolution of digital finance, as indicated by recent analyzes from renowned financial institutions.


The views and opinions expressed by the author, or anyone mentioned in this article, are for informational purposes only and do not constitute financial, investment or other advice. Investing or trading cryptocurrencies carries a risk of financial loss.


Leave a Reply